2006 Christmas Club

Do you need extra cash for those special Christmas presents? Christmas Club is a great way to be prepared for early Christmas purchases. It is offered year round and it only takes $5.00 to open an account. Listed below is the information on the great service:

• Deposit for 2006 Christmas Club can be made beginning Friday, November 4, 2006
• Opening deposit $5.00 up to $500 maximum. Subsequent deposits may not exceed $500 per Month

Opening Guidelines:

• Customer must have other banking relationships with WBTCFC.
• Only one (1) account per Social Security Number.
• Two (2) withdrawals are allowed per year. After two (2) early withdrawals, there is a $10.00 penalty fee per withdrawal.
• No interest paid if account is closed out early.
• Interest accrued at the Christmas Club quoted interest rate of 3% Annual Percentage Rate Yield.
• Christmas Club checks will be mailed to you around the first of November.
• Special Christmas club deposit slips proved at account opening.