Money Market / Savings

• $100 minimum opening deposit 
• No monthly service charge 
• Collected balances of $2,500 and less will earn interest at the rate of statement savings 
• Collected balances of more than $2,500 will earn the current bank market rate established by DCB for money market investment accounts 
• Interest accrues on collected balances daily, and is paid monthly 
• Customers can use our Telephone banker, 597-2222 to transfer money between their accounts. 
  Telephone and preauthorized transfers are limited to six (6) per month, no more than three (3) of which may be third party checks.
  After (3) checks have been written there will be a $1.00 charge per check.

Community Plus

• $100 minimum opening deposit 
• No monthly service charge 
• Tiered interest rate according to balance 
• Interest accrues daily on collected balance and is paid monthly 
• Unlimited ATM and in-person withdraws 
  Statements are issued monthly 
  Call 597-4663 or 529-4663 for current rates
• Customers can use our Telephone banker, 597-2222 to transfer money between their accounts. 
  Telephone and preauthorized transfers are limited to six (6) per month, no more than three (3) of which may be third party checks.
  After (3) checks have been written there will be a $1.00 charge per check.

Certificate of Deposit

Certificates are offered with up to (60) months maturity, Minimum opening amount is $500.00. Penalty for early withdrawal is 30 days interest on certificates of one year or less and 90 days interest on certificates with maturity dates over one year. Call 597-4663 or 529-4663 for current rates.

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Vacation Club

$5 minimum opening deposit
Vacation Club accounts can be opened at any time 
The initial deposit cannot exceed $500.00 
No more than $500.00 can be deposited into an account
per month.
Call 597-4663 or 529-4663 for current rates 

Christmas Club

$5 minimum opening deposit
Christmas Club accounts can be opened at any time 
The initial deposit cannot exceed $500.00 
No more than $500.00 can be deposited into an account
per month.
Call 597-4663 or 529-4663 for current rates